How Long Will My Money Last?
Use this free calculator to find out how long your savings will last based on your monthly expenses. Enter your numbers below to instantly see your financial runway and estimated run-out date.
This savings runway calculator helps answer common questions like how long will my savings last, how long can I live on my savings, and how long will my money last without income.
How this calculator works
The calculator divides your total savings by your estimated monthly spending to show how many months and days your money will last. It assumes 30 days per month for consistency and does not factor in income, investments, or inflation.
Frequently Asked Questions
How long will my savings last?
Your savings will last as long as your total monthly spending stays below your available savings. You can use the calculator above to see how long your money will last based on your own numbers.
Does this calculator include unexpected expenses?
Yes. You can optionally include a monthly buffer to account for unexpected or irregular costs.
Is this calculator accurate?
The calculator provides an estimate based on the numbers you enter. It assumes consistent monthly spending and does not account for investment returns, inflation, or changes in income.
Is my financial data stored?
No. All calculations are performed instantly and no personal or financial data is stored.